In today’s economy, every cent counts. Understanding your rights and options as a consumer is the key to making the most of your dollar and safeguarding your financial future. We created these fact sheets below to help you develop that understanding. In them you will find information about dealing with debt collectors, avoiding foreclosure, protecting your credit history, staying away from costly payday loans, and more.

Not all financial difficulties can be avoided, but many can be overcome. If you’re in a financial crisis, your situation does not have to go from bad to worse. The Attorney General’s Office is here to help you. For assistance, please contact us at the numbers below.

Struggling to Pay Your Mortgage (en Español)		Homeowners in Crisis: Make the Call (en Español)		Credit Card Holder Bill of Rights (en Español)		Six Tips to Avoid Getting Stuck in Credit Card Debt (en Español)
How to Read Your Credit Report (en Español)		How to Monitor Your Credit Report (en Español)		Debt Collection: Know Your Rights (en Español)		The Debt Settlement Company Scam (en Español)
The Truth About Payday Loans (en Español)		Beware of Tax Refund Loans (en Español)		ID Theft Take Immediate Action (en Español)		Secret Shopper Scams: Don't Buy It (en Español)

Consumer Fraud Hotlines